We are often asked by our group health & dental clients if completing an RFP on their plan will result in savings? Invariably the answer is yes! However that yes comes attached to the fact that at the first renewal much of those savings will disappear. It is important to understand what drives the initial […]
Top 10 Things To Consider in Estate Planning
Guest blogger: David Mills – Mills & Mills LLP We are pleased to welcome David Mills to our blog. David is a partner with Mills and Mills LLP, delivering a comprehensive suite of estates and business legal services to his clients. David is proud to represent the fourth generation of the Mills family to practice […]
Workplace wellness programs are on the rise – is your organization looking into this?
As more and more organizations embrace a culture of workplace wellness, one of the challenges HR teams must determine is what type of program to initiate and what are the desired outcomes? Attached is an interesting article from Benefits Canada that addresses some of these topics: Click here to read the article
Diamond Jubilee Medal Recipient – Brian Etherington
Etherington Generations is very proud of our Chairman Brian Etherington for being awarded the Queen Elizabeth II’s Diamond Jubilee Medal which is being presented to Canadians for their dedicated service to their peers, their community and to Canada. Way to go Bri – well deserved!
Long Term Care Crisis Looms – Have You Addressed This Risk?
Are Canadians prepared for the heavy price of long term care costs associated with our ageing demographics. An interesting article in the Globe & Mail that discusses some of the issues facing us.
You Can’t Necessarily Protect Yourself from Illness – But You Can Protect Your Finances
We are often asked why our firm is such a proponent of critical illness insurance? And to answer it – we almost always go back to the founder of the product (Dr. Marius Barnard) who had come to the conclusion that advances in science and medicine were enabling people to survive serious illnesses from a medical […]
Impact of the housing crisis on America’s Net Worth
Some interesting statistics on the decline of overall wealth in the United States between 2007-2010. Food for thought – if Canada is in a housing bubble are our finances any better prepared to weather the storm? Click here to read the article.
Top 10 Reasons You Should Sign Up For Our Newsletter
10 – It will be an excellent source of relevant; informed and interesting insurance industry updates. 9 – If you have personal or corporate insurance questions, it will provide you with many answers and ideas. 8 – The embarrassing cartoon sketches of the “contributors” alone are worth signing up for. 7 – Because unlike so […]
A brief history and encouragement
We have all marvelled at the magnificence of baronial manor houses; majestic castles and grand property holdings as we have travelled throughout various parts of the old world. Generally speaking these were all built for the few extraordinarily wealthy on the backs of inexpensive labour by the many in an age where the concept of a […]
10 questions to answer when reviewing the benefits plan offered to your employees
While there are many variables to consider when reviewing your benefits plan, we believe the following 10 questions will help guide you towards designing the right plan for your organization: What is the “Purpose” of the Plan? Do the benefits align with your company’s overall mandate? Does your company have a Benefits Philosophy? How is […]




