Did you know that Canadian’s spent more than $28 Billion on prescription drugs in 2012 – ranking us with the second highest per capita drug costs in the world! This is a serious issue facing Canadians and benefit plan sponsors alike. Andre Picard from the Globe & Mail wrote an excellent article on the Canadian […]
Great Heart & Stroke Foundation Health Assessment Tool
Visit the attached link from the Heart & Stroke Foundation of Canada and click on the “Assess Your Risk” button for an excellent health risk questionnaire. Click here
A Perspective on Taking a Retirement Benefit as a Pension or Lump Sum
We are often asked by our clients how they should handle their defined benefit pension when they switch jobs, see plans changed or before they are able to draw the income. John Heinzl from the Globe & Mail has an interesting perspective, Click here to read the article
Top 10 Blind Spots That Can Break Your Bank Account
Guest blogger: Simon Hermant We are pleased to welcome Simon Hermant to our blog. Simon is an Account Executive with HUB Intnerational, who are a leading global insurance brokerage that provide a broad array of property and casualty, life and health, investment and risk management products and services. All of a sudden ‘Risk’ is a […]
When Marketing Your Benefits Plan – Are Those Savings Real?
We are often asked by our group health & dental clients if completing an RFP on their plan will result in savings? Invariably the answer is yes! However that yes comes attached to the fact that at the first renewal much of those savings will disappear. It is important to understand what drives the initial […]
Top 10 Things To Consider in Estate Planning
Guest blogger: David Mills – Mills & Mills LLP We are pleased to welcome David Mills to our blog. David is a partner with Mills and Mills LLP, delivering a comprehensive suite of estates and business legal services to his clients. David is proud to represent the fourth generation of the Mills family to practice […]
Workplace wellness programs are on the rise – is your organization looking into this?
As more and more organizations embrace a culture of workplace wellness, one of the challenges HR teams must determine is what type of program to initiate and what are the desired outcomes? Attached is an interesting article from Benefits Canada that addresses some of these topics: Click here to read the article
Diamond Jubilee Medal Recipient – Brian Etherington
Etherington Generations is very proud of our Chairman Brian Etherington for being awarded the Queen Elizabeth II’s Diamond Jubilee Medal which is being presented to Canadians for their dedicated service to their peers, their community and to Canada. Way to go Bri – well deserved!
Long Term Care Crisis Looms – Have You Addressed This Risk?
Are Canadians prepared for the heavy price of long term care costs associated with our ageing demographics. An interesting article in the Globe & Mail that discusses some of the issues facing us.
You Can’t Necessarily Protect Yourself from Illness – But You Can Protect Your Finances
We are often asked why our firm is such a proponent of critical illness insurance? And to answer it – we almost always go back to the founder of the product (Dr. Marius Barnard) who had come to the conclusion that advances in science and medicine were enabling people to survive serious illnesses from a medical […]


